Layaway can be the only means for some to do their holiday shopping this year but for the majority of consumers, it may be even smarter to take advantage of a 0% Intro APR rewards credit card instead.
There are many reasons why layaway is just not as beneficial as one might think including a short window to pay off the balance, having to put 10% down, and the fee usually associated when the retailer stores your items.
There is a way to do all your holiday shopping without paying a penny in interest or fees, to have 12 months to pay it off instead of just 2 or 3 and to have those purchases pay you back a percentage of the price you pay. In essence, you could be getting 6% cash back this holiday season for doing your shopping with a Blue Cash Everyday or Preferred Credit Card.
Here are the reasons you should choose Blue Cash instead of Layaway:
- Blue Cash Offers You Up To 6% Cash Back on Purchases – Layaway Pays You Nothing
- Blue Cash Features 0% APR on Purchases for 12 Months - Layaway Usually Has a Fee
- Blue Cash Allows You Up To a Year Interest Fee to Pay Off Your Balance – Layaway Only Gives You a Few Months At Most
- Blue Cash Brings You Extra Savings at Participating Retailers, Hotels, Restaurants and More – Layaway Does Not
- Blue Cash Can Be Use Anywhere American Express is Accepted – Layaway Is Only Available At a Small Number of Retailers
- Blue Cash Does Not Require You to Make a Deposit First And Purchases Can Be Taken Home Immediately - Layaway Charges a 10% Down Payment and Items Are Kept Until You Pay It Off
If that isn’t enough reason to get yourself a Blue Cash credit card, you might just be convinced once I let you in on this exclusive, limited time offer available now at CreditCardsProfessor.com. Apply for the Blue Cash Preferred Credit Card today and receive $150 cash back after spending $1,000 within the first three months – just in time for the holidays!
Click here to apply for the Blue Cash Preferred Card Now
As always, stay tuned for more of the latest credit card news, special credit card offers and important cardholder updates.
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